Organize your financial life in just 30 days

Overcoming procrastination to organize finances is one of the main new year goals. Learn with the tips of columnist Maiara Xavier

We are procrastinating several things that are fundamental to our lives, such as organizing finances . And it does not have to be something fancy. It is possible to organize your money in just 30 days . Want to know how? Check out the plan below:

Week 1: identifying the terrain

In this first week, you just need to be aware of everything that is happening in your life, to be aware of your current situation. Without trying to hide card bills, financial charges… This is the crucial moment for you to face your reality, in order to definitively resolve your situation. Ask yourself the following questions:

1) Where are you standing right now?

2) Your starting point is your reality. How is she?

3) How much money do you get?

4) How much do you spend?

5) With what?

6) How much do you owe?

7) For whom?

Week 2: defining strategies

Where do you want to go? Based on what you saw in the first week, what do you want to change/improve? Why would you want to change it?

List everything you would like to change and improve in your financial life. This week, try your best to get rid of judgments, like: "Oh, but it's a lot", "My situation is very difficult and I won't make it", "How am I going to handle it all" etc. The only thing you need to do right now is to list your wishes for changes and improvements.

Week 3: most important first

You will take your list from week 2 and select the 1-3 most important items. In what way?

1) What is the most urgent?

2) Which change will bring the most benefits to other areas of your life.

3) Which is faster to solve?

Week 4: action plan

The last week should be used to create your action plan for the coming months. You already have the main information and tools in your hands, you know your financial reality, you have already identified what you want to change and what is most important, so you know where you want to go, where you want to go.

Right now you need to take action and do what needs to be done, step by step to solve your financial problems. What’s the first step to be taken? Improve resume? Cancel the credit card?

Define a first step and carry it out in the fourth week, thus saving your finances in just 30 days.